Demo fooracles account

FIND. COMPARE. BANK SMART.

Your Perfect Mortgage, All in One Place.

No hidden fees. No confusing terms. Just the best loan for you—fast, transparent,
and stress-free.

FIND. COMPARE. BANK!

Your perfect financial match, all in one marketplace!

8 REASONS TO CHOOSE KOSH LOANS

1. WE UNDERSTAND WHAT YOU’RE FACING

Buying a home shouldn’t feel like a maze. At Kosh Loans,
we understand your biggest concerns:

High Interest Rates

You don’t want to overpay.

Too Many Loan Types

FHA, VA, Conventional… it gets confusing fast.

Approval Stress

Complicated paperwork, tight criteria.

Hidden Fees

Unexpected costs buried in the fine print.

Trust Issues

The mortgage market can feel full of misleading promises.

Rate Shopping Confusion

Advertised rates don’t reflect the full cost.

At Kosh Loans, we simplify everything.

With transparent terms and real human guidance, we make home buying easier, faster, and stress-free.

2. SMART BUYERS CHOOSE KOSH LOANS

What you see is what you pay—no fine print surprises.

Apply in minutes. Get clarity quickly. Close without delays.

From FHA to VA to investment loans, we’ve got you covered.

Lower credit? Limited down payment? We’ll find the path forward.

Compare multiple lenders with one expert team helping you choose.

Our advisors focus on your goals, not commissions.

We’re here for the long game—helping you make smart financial moves.

2. SMART BUYERS CHOOSE KOSH LOANS

What you see is what you pay—no fine print surprises.

Apply in minutes. Get clarity quickly. Close without delays.

From FHA to VA to investment loans, we’ve got you covered.

Lower credit? Limited down payment? We’ll find the path forward.

Compare multiple lenders with one expert team helping you choose.

Our advisors focus on your goals, not commissions.

 We’re here for the long game—helping you make smart financial moves.

2. SMART BUYERS CHOOSE KOSH LOANS

What you see is what you pay—no fine print surprises.

Apply in minutes. Get clarity quickly. Close without delays.

From FHA to VA to investment loans, we’ve got you covered.

Lower credit? Limited down payment? We’ll find the path forward.

Compare multiple lenders with one expert team helping you choose.

Our advisors focus on your goals, not commissions.

 We’re here for the long game—helping you make smart financial moves.

2. SMART BUYERS CHOOSE KOSH LOANS

What you see is what you pay—no fine print surprises.

Apply in minutes. Get clarity quickly. Close without delays.

From FHA to VA to investment loans, we’ve got you covered.

Lower credit? Limited down payment? We’ll find the path forward.

Compare multiple lenders with one expert team helping you choose.

Our advisors focus on your goals, not commissions.

We’re here for the long game—helping you make smart financial moves.

3. MORE LOAN OPTIONS, MORE FLEXIBILITY

Buying a home shouldn’t feel like a maze. At Kosh Loans,
we understand your biggest concerns:

FHA Loans
Low down payment, ideal for first-timers.
VA Loans
Exclusive benefits for veterans and active-duty military.
Conventional Loans
Great rates and flexible terms for qualified buyers.
Investor Loans
Build your real estate portfolio with confidence.

Not sure what’s best? Our team will help you choose.

4. FIRST-TIME BUYERS, WE'VE GOT YOUR BACK

If you’re buying your first home, we offer:

Low Credit?

We’ll help you qualify.

Small Down Payment?

We’ve got solutions.

No Experience?

We guide you step by step.

#1 Gets Your Problem

Kosh Loans Got You Covered! At Kosh Loans, we make home buying easier, faster, and stress-free.

#1 Gets Your Problem

With transparent terms and personalized guidance, Kosh Loans got you covered. We make home buying easier, faster, and stress-free.

#3 Gives You More Options and Finds the Right Loan for You!

Kosh Loans believes you deserve choices—not just one-size-fits-all solutions. That’s why we offer a wide range of flexible loan options, ensuring you get a mortgage that fits your unique financial situation and goals.

No matter your situation, we have the right loan to help you buy with confidence.

#4 Always Here for You!

Buying your first home, business, or anything can feel overwhelming because it’s your first, especially if you have lower credit or a limited down payment. That’s why we offer special programs designed just for first-time buyers—helping you qualify for a mortgage with flexible terms and lower upfront costs.

Have a Lower Credit Score? We’re Here to Help
We work with lenders who understand that perfect credit isn’t always possible. We will help you secure financing even if your credit score isn’t ideal.
Limited Down Payment? We’ve Got You Covered
With options like FHA and other low-down-payment loans, you don’t need to wait years to save up.
Expert Guidance Every Step of the Way
Our dedicated loan experts walk you through the process, understand your options, and get the best possible deal.

Your dream home or office is closer than you think—We can make it happen for you!

#5 Helped People Just Like You!

Don’t just take our word for it—see what our happy homeowners have to say about their experience with Kosh Loans!

leelareddy100 reddy profile pictureleelareddy100 reddy
23:34 04 Mar 25
Excellent service and prompt going above and beyond to make things happen on time . Would use them in future too
Ravi Vedantham profile pictureRavi Vedantham
17:43 28 Feb 25
Loan Factory closed my loan in 14 days in Florida. These guys know what they are doing. Best lender I have dealt with so far. Kiran and his team are great to work with. Highly recommended.
Brad Kelly profile pictureBrad Kelly
23:43 13 Jan 25
LoanFactory's Kiran Vedantam provided excellent home loan support.
Mukunda Prasad profile pictureMukunda Prasad
17:08 16 Dec 24
Worked with Kiran Vedantam and team as my mortgage brokers , very knowledgeable, personable and experienced , he was super responsive and cleared all my questions, being a first time home buyer . Can’t beat the rates they provide . I also greatly valued his guidance and advice during the whole contract period . Highly recommend his services to any one buying a property in the Phoenix area . Special mention to Shiela , the processor who worked on my purchase in a timely manner , especially towards the end .
dixit chhatbar profile picturedixit chhatbar
01:58 13 Dec 24
Kiran and team are very professional and Shiela helped me out with every questions I had. They were available to answer my basic questions too! Kudos to the team
thanuja poothaluri profile picturethanuja poothaluri
06:11 25 Oct 24
I had the pleasure of working with Kiran Vedantam as my mortgage lender recently, and I cannot express enough how grateful I am for his outstanding service. Kiran is not only an exceptional professional but also a truly remarkable person. Despite being a millionaire, he carries himself with such simplicity and humility that it’s truly inspiring. From the very first interaction, he treated me and my family with immense respect, making us feel like we were part of his own family.

Kiran's kindness and genuine care for his clients are evident in every conversation. He is always available, no matter how busy he is, and his commitment to helping his clients is unmatched. His dedication to ensuring that my housing closing went smoothly, even when issues arose on my end, was remarkable. Kiran went above and beyond to make sure everything was handled on time.

What I admire most about Kiran is his incredible humility and patience. He never showed any ego, even though he has every reason to, given his success. He apologizes sincerely, when necessary, which is rare to find, especially in someone of his stature. His willingness to give the best advice and be available whenever needed sets him apart from anyone I've ever worked with.

In the future, I will undoubtedly continue to work with Kiran for any loans and will always seek his advice. I am truly in awe of his character, nature, and professionalism. Kiran is a rare gem, and I feel incredibly fortunate to have had the opportunity to work with someone as kind-hearted and dedicated as him.

Kiran is the epitome of trustworthiness and integrity. I wholeheartedly recommend him to anyone looking for a mortgage lender, as I know he will treat them with the same respect, commitment, and care he has shown me. His approachable nature and willingness to listen set him apart in a field where personalized service can often be hard to find. Working with Kiran feels more like a partnership than a transaction; he consistently went the extra mile to ensure I felt confident and informed throughout the entire process.

Kiran’s passion for his work is palpable, and his dedication to helping clients achieve their goals truly shines. What stands out most is his genuine joy in seeing his clients succeed, which is rare to find. I am incredibly grateful to have had him guide me through such an important process, and I look forward to sharing his name with friends, family, and anyone searching for not just a lender, but a true ally in their journey. Kiran has my highest recommendation, and I know he will make a lasting impact on everyone he works with, just as he has on me.

From
Thanuja
Rajanikanta Pradhan profile pictureRajanikanta Pradhan
22:06 13 Aug 24
Loan Officer Kiran is very knowledgeable and supportive. Understood very well client's requirements and propose options. I had experience of closing 2 of my investment homes in 2024 and happy to come back for additional requirements or refinance. Thanks Kiran and team for all the support provided to us during our buying process. Appreciate your dedication and support whenever needed, even during late evening you were available to take call and clarify my questions.
Vikram Khandelwal profile pictureVikram Khandelwal
13:43 13 Apr 24
Kiran and his team are awesome ! From buying / selling the property to financing they are A+. I compared with many other and he was able to beat all of them not only by rate but also by the best services. His team is very prompt and was able to close on a short notice in time. He will make sure that you have smooth experience. Now I know next time how to save time and who to work with. He is very friendly, honest and upfront backed with tons of experience in the trade. Highly recommended.

Connect with us TODAY

And If You Aren’t Convinced Yet, Let’s Continue! Shall We?

Convinced Yet? Then Contact With Us.

And If You Aren’t Convinced Yet, Let’s Continue! Shall We?

#6 Lets You Explore at Your Own Pace!

Buying a home is a big financial step, and knowing your potential mortgage payment upfront helps you make informed decisions. We understand that.

Try the calculator now and take the first step toward your dream place!

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

#7 Have A Team That Puts You First!

At Kosh Loans, our team isn’t just here to process paperwork. We’re here to guide, educate, and support you every step of the way.

Suraj Kumar

Gopi Chinnam

Kiran Vedantam

Our dedicated loan experts work tirelessly to find the best mortgage solution for your unique needs, ensuring a smooth, stress-free experience from application to closing.

#8 Made Banking Easy! -How does it work?

How Does It Work?

01

Analysis

We assess your financial profile.

02

Documentation

Submit and verify key documents.

03

Approval

Get fast loan approval.

04

Disbursement

Receive funds quickly.

#8 Made Banking Easy! -How does it work?

01
Analysis

Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

02
Documentation

Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

03
Approval

Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

04
Disbursement

Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

#9 Ready When You Are!

Book a Personalized Consultation, select a date & time

#10 Companion in Turning Your Dreams into Reality!

Say Yes to your dream with a loan that opens doors. Because sometimes, the right decision is all it takes to turn dreams into possibilities and possibilities into reality.

#10 Companion in Turning Your Dreams into Reality!

Say Yes to your dream with a loan that opens doors. Because sometimes, the right decision is all it takes to turn dreams into possibilities and possibilities into reality.